Landlord disputes, lemon cards, top this year's of consumer complaints

What bugs you the most?  Is it dealing with bad customer service at a store?  Or maybe getting into an argument with your landlord?  Two agencies have released this year's list of top complaints from you.

Topping this year's list of complaints-- cars and dealerships.  That includes complaints about lemons and faulty repairs.  Disputes over credit and debt cards came in second, followed by home improvement and construction, retail sales and utilities.

Coming in sixth place, misrepresentation of services.  Tied for seventh place are internet sales and landlord/tenant disputes.  Rounding out the top ten include fraud, real estate and a tie between household goods and home solicitations.

Some new concerns that popped up on the list include complaints about bed bugs, penny auctions on the internet and gold-buying companies.

The survey comes from the Consumer Federation of America and the North American Consumer Protection Investigators.