ABC2 is working for you. We are helping you pay off your credit debt in 2009.
Today's Tip: renegotiate your rate. Call your credit card company and request a lower rate. We've told you in the past about what you can say and who you should talk to, but it can never hurt to try again.
Ask for a new and lower repayment schedule; request a lower interest rate; and appeal to their desire to receive payment.
Here's the script:
Hi. My name is _____________. I’m a good customer, but I have received several offers in the mail from other companies with lower annual percentage rates. I really want a lower rate on my card. Can you help me?**If you’re told NO, ask for a supervisor or an account specialist and read the same script again!!
